Which of the following is a responsibility of individual condo owners?

Individual condo owners have the responsibility to purchase HO-6 policies, which are specifically designed to protect their personal property within a condominium. An HO-6 policy, also known as an apartment owner's policy, covers the personal belongings of the condo owner and may provide liability coverage as well. This policy fills the gap between the condominium association’s master policy and the owner's personal property.

In a condominium setting, the management of common areas is typically the purview of the homeowners' association (HOA) rather than individual owners. Similarly, setting rules for the HOA is a collective decision made by the board and not something that one individual owner can unilaterally determine. Hiring property management is generally handled by the HOA, not by individual condo owners, as the management of the property and its common areas falls within the scope of the association’s responsibilities.